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Remortgage

Remortgage with your title checked too

We deal with your new lender and pay off the old one. And we check your title at the same time, so it’s good and marketable for your new lender.

House keys being handed over

Lender panels

We act for most major UK lenders. If we’re not on your lender’s panel, we’ll tell you before you instruct us.

What’s included

  • Checking your title for your new lender
  • Dealing with your new and old lender
  • Paying off your existing mortgage
  • Registering the new mortgage at Land Registry

Not included

  • Lender arrangement fees
  • Transfer of equity (quoted separately)

Every cost is itemised in your quote. See full pricing.

How it works

What happens, step by step

  1. 01

    Get a quote

    A fixed quote that sets out the costs from the outset.

  2. 02

    Instruct us

    We check your ID and request your title and lender instructions.

  3. 03

    We deal with the lenders

    Title checked, new mortgage set up, old one paid off.

  4. 04

    Registered

    We register your new mortgage and confirm when it’s complete.

Reviews

What remortgage clients say

Google

on Google

11 reviews on Google (opens in a new tab) · as of 4 November 2026

“Most of my correspondence throughout the transfer was with Michael Clark. Michael is very easy to talk to, patient, understanding and most importantly ready to answer any queries at the end of the phone.”
Zach W. · Transfer of equity
“Absolutely amazing service, quick response, always available to answer any questions, very patient and understanding and gave good clear advice. Wouldn’t use anyone else! Thank you”
Jai · Conveyancing
“Amy was amazing throughout, could not recommend a better service”
Anna K. · Conveyancing

Our guarantee

No move, no legal fee

If your sale or purchase falls through, you won’t pay our legal fee. Moving is uncertain enough without paying for a move that didn’t happen.

  • No legal fee if your move doesn’t go ahead
  • You only pay for searches and other costs already paid out
  • Clear terms, set out before you instruct us

How we compare

  • Your priceVecta Law: A tailored, fixed quote within one working dayA typical firm: An estimate, often revised as the work goes on
  • Keeping you updatedVecta Law: Updates at every stage, by phone or email. Online tracker coming soonA typical firm: You chase the case handler for news
  • Who does the workVecta Law: Our property team, supervised by SRA-regulated solicitorsA typical firm: Varies, and not always a qualified lawyer
  • If your move falls throughVecta Law: No legal fee to payA typical firm: Abortive fees are often charged

Your lawyers

Real people, accountable for your move

Our specialist team takes you through your remortgage step by step, supervised by SRA-regulated solicitors.

We’re also building Emily, an AI assistant to answer routine questions about your move. Anything that needs advice will always go to your lawyer. How we use AI.

Questions

Remortgage: your questions

Guides

Related guides

All guides

Based in Newcastle and working across England and Wales. Conveyancing in Newcastle upon Tyne.

Talk to us

Prefer to talk? We’ll call you back

Tell us when suits you and a member of the team will call. No obligation, and we’ll only use your details to respond. Monday to Friday, 9am–5:30pm.

Call 0345 129 7540

Know the cost first

See your itemised quote in a minute, with no contact details needed.